License NPN 21608235

Guiding you toward financial independence, securing your family's future.

Michelle Borja is a life insurance and estate planning specialist focused on designing financial strategies that protect, strengthen, and transcend generations. Her area of expertise is Indexed Universal Life (IUL), which she uses as an advanced tool for value accumulation, living benefits, and tax efficiency.

She complements her work with whole life, term life, and legacy planning solutions, all structured with precision to address different stages of life and complex wealth objectives.

Her approach is defined by rigorous analysis, strategic vision, and a deep understanding of the impact that proper planning can have on a family’s long-term financial future.

Michelle Estefania Borja Caiza

Your trusted financial professional for planning your retirement.

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OUR BROKERAGE

1 MILLION+

Families Helped

$150 BILLION

Life Insurance In Place

$800 MILLION

Premium Sold Per Year

29,000+

Professional Agents

WE GOT YOU COVERED!

INDEXED UNIVERSAL LIFE

This is a type of permanent policy that allows the insured to

accumulate cash value in addition to their death benefit. It can be

setup to help supplement your retirement plan.

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FIXED INDEXED ANNUITIES

This is a safe way to participate in the market's gains while avoiding potential loses and keeping your retirement secure.

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FINAL EXPENSE

Final Expense insurance will cover you for life. Prices are locked and will never increase nor will your policy end. These types of policies are designed to make sure all funeral and other end of life expenses are covered.

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TERM LIFE INSURANCE

Term insurance is a type of life insurance that provides coverage for a specific period of time. If the insured person passes away during that term, the policy pays a death benefit to the beneficiaries.